EngageLoans removing the complexity of applying for an Online loan.
Our application process is simple, It takes just four simple steps to apply.
Applying for a Single-Pay loan, Personal Loan or Small Business Loan though the EngageLoans Lenders Network is easy. Just complete our simple online application to find out if you qualify.
If your loan application qualifies for a program with one of the lenders in our network, you will be asked by your lender to review and sign their loan agreement. It's important to go over the loan agreement details including the terms, fees and interest rate chargeable to you under the lender agreement. During this process, we highly encourage you to review our how it works page and our how to calculate a personal loan APR, you can also email (customersupport@engageloans.com) with any questions.
Verification and Matching Process
Once you've receive an approval notice from a lender you will need sign your agreement and sent it back to the lender who you will be working with, this lender may need to speak with you to verify your application details. We may also require additional third party verification: (i) from your bank; (ii) of your employment; and (iii) of your income details, before your payday loan or personal loan can be approved.
Please know that you are never under obligation to accept the loan terms that a lender gives you.
Loan Terms Agreement & Funding Process
Once you've gone through the verification process, and you've been approved for your loan or line of credit, the funds may be deposited into your bank account as early as the next business day*.
* The date and time that funds are deposited in your bank account are subject to the time of your financial institution.
Repayment Of Your Loan
We work with many different lenders who may offer more than one product, each product may have a different repayment process. Please visit our Rates & Terms calculator page to see how rates and terms work. Many lenders work within a State lending model and are required to follow the state at which you reside in lending laws. Ask the lender you are working with which payday loan or personal loan you may qualify for based on your state of residence. Most lenders also send email payment reminders to their customers.
